Senior Underwriter

The Doctors Company is currently seeking a Senior Underwriter to join our team. This is a hybrid opportunity based at any of our offices across the country. **Position Mission** Reporting to the Director of Underwriting, you will act within underwriting guideline and authority granted, appropriately apply underwriting principals and demonstrate sound judgment in the production, selection, pricing, control and servicing of assigned business. You will have the opportunity to assist management in training of other underwriting staff. You will interact with employees, company managers, policyholders, agents, patient safety, claims and legal professionals, and members of the general public. Ability to travel as needed. **Qualifications** - INS, RPLU or CPCU designation, or progress in obtaining such designation, is preferred. - Associate’s degree (2 years college) or equivalent, is preferred. - Five (5) years Medical Professional or commercial insurance; financial services or mathematical analysis experience may be considered. - Three (3) years use of Microsoft products, including Word and Excel. - Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public. - Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry. - Ability to solve practical problems and deal with a variety of set variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. - Excellent oral and written communication skills. - Excellent knowledge of underwriting guidelines and rating rules, policy forms, procedures and supporting administrative functions. - Proficiency in using both objective and subjective thought processes in performing job duties. - Proficiency in managing own workflow, prioritizing multiple work assignments and resolving questions and problems with management and peers. - Ability to work with diverse personalities. - Ability to create letters, memos and spreadsheets using Microsoft Word and Excel. - Ability to run and interpret reports from various software platforms. - Ability to travel and adapt to a flexible work schedule. **Responsibilities** **Revenue Growth and Profitability Management** - Collaborates with manager and colleagues in other departments to achieve growth goals and retention targets. - Collaborates with Business Development to build, strengthen and manage relationships with agents/brokers. - Participates in virtual or in-person agent/broker meetings related to specific accounts or overall underwriting discussions. - Manages assigned book in accordance with the company's profitability goals. **Underwriting Discipline** - Adheres to established underwriting guidelines, authority and filed rules and rates. - Seeks approval for underwriting decisions that fall outside assigned authority and timely documents outcome in OnBase. - Requests Manager approval for any deductible aggregate on a Custom account that holds a retention. - Maintains policy documentation in appropriate systems in accordance with storage guidelines. - Understands and complies with state statutory requirements including policy language changes, notice requirements, Patient Compensation Fund (PCF) rules and unique policy requirements. - Follows published guidelines regarding the request and approval for manuscript endorsements. - Requests cancellation reason on any requests to cancel a policy or risk and selects appropriate cancellation code. - Works with manager to ensure Rate Monitoring accounts are reviewed timely each mont…