Branch Member Service Representative I/II

**Tower is offering a $1000 Signing/Retaining bonus as of 1/20/2025.** **Note: *All full-time positions include exceptionally low medical premiums in addition to a whole host of other benefits.*** **HOURS FOR POSITION: Monday - Thursday 8:30am - 5:30pm, Friday 8:30am-6:30pm, Saturday 8:30am-1:30pm. Alternating Saturday** **Hiring Range - $23.06/hr - $28.83/hr** Please complete the link in a separate window for the assessment: - Branch Member Service Representative **http://www.easysimulations.com/dc2/register/signinbyid.aspx?pid=e08fbfd6-96fd-4e17-be5a-9b06a1ad40e5** **SUMMARY OF POSITION:** The Branch Member Service Representative provides a valuable link between members and the credit union. The incumbent professionally represents the credit union to members and delivers high level service through identifying relationship opportunities; matching appropriate products and services to meet member needs; and migrating members to alternative banking solutions. In order to assess their financial needs, the position must maintain a thorough knowledge of the features and benefits of all TFCU products and services. This position requires an in-depth knowledge about all products, services regulations, and procedures of the operational departments within the credit union. The incumbent processes all member requests through various systems. The incumbent abides by current laws and organizational policies and procedures; cooperates with, participates in, and supports adherence to all internal policies, procedures and practices in support of risk management and the overall safety and soundness of the credit union. A Branch Member Service Representative also performs teller functions on a regular basis adhering to all teller standards. **PRINCIPAL ACCOUNTABILITIES AND FUNCTIONS (for all incumbents):** 1. Serves as the primary contact for all potential, new and existing Members and services all share and loan requests. 2. Interviews, evaluates and underwrites consumer loan applications within loan authority. Evaluates collateral, verifies appropriate documents are present for processing and follows funding procedures. 3. Performs monetary transactions and account maintenance updates to include check orders, account distributions, stop payments, ATM/Debit card requests, address changes and account ownership maintenance or issues. Resets Tower Talk 24 and/or Home Banking PINSs. 4. Resolves product or service problems by clarifying the member’s concern; determines the cause of problem; selects and explains the best solution to solve the problem; expedites corrections or adjustment; follows up to ensure resolution. 5. Delivers high level loan and account service to potential, new, and existing members; assesses financial needs; identifies relationship opportunities and matches appropriate products and services to meet their financial needs and the goals of the credit union. Advises Member of relevant account features and/or restrictions and discloses all pertinent account information required by law. 6. Performs administrative duties to support an outstanding level of member service, where timeliness, accuracy and follow-through are critical ensuring compliance with all Tower policies and procedures and Federal and State regulatory statues. 7. Participates in all required credit union compliance and product knowledge training. Applies knowledge gained throughout training to all relevant job duties, demonstrates thoroughness and accuracy of compliance knowledge in all verbal explanations to members and through completing of all required forms and documents. 8. Maintains an awareness of security risks in the areas of member identification, membership eligibility and confidentiality. 9. Reviews features and benefits for products/services and handles any objections/questions and conducts necessary follow-up or referral to appropriate department or CUSO. Sells products and services through effective use of sales skills and extensive product and ser…