Senior Software Engineer, Backend

DAVE VS. GOLIATH. WE’RE DAVE. Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option. Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most. THE OPPORTUNITY We're looking for a Senior Software Engineer, Backend to help build and evolve the core platform that powers Dave's banking and payments experience for millions of members. This team owns the systems behind Dave Bank accounts, debit cards, payment processing, and the integrations that connect us with sponsor banks, payment processors, and financial partners. In this role, you'll help shape the architecture of critical backend services while working closely with product, engineering, and cross-functional partners to deliver reliable, secure, and scalable solutions. You'll have meaningful ownership over systems that directly impact our members' ability to move money confidently and securely while helping establish the technical foundation that supports Dave's continued growth. WHAT YOU’LL BUILD AND OWN - Design, build, and maintain scalable, secure, and resilient backend services using TypeScript and Node.js. - Own and evolve distributed systems that support banking, card management, payment processing, and partner integrations. - Architect technical solutions that balance immediate business needs with long-term scalability, maintainability, and security. - Collaborate with product managers, designers, and engineers to translate business goals into thoughtful technical solutions. - Improve platform reliability by proactively identifying risks, optimizing performance, and strengthening observability through logging and monitoring. - Design efficient data models and storage solutions across SQL and NoSQL databases. - Participate in code reviews that improve code quality while mentoring teammates through constructive feedback. - Continuously improve engineering practices by refactoring systems, reducing technical debt, and sharing knowledge across the team. THE IMPACT The systems you build will power some of Dave's most important financial products, enabling members to access and move their money securely and reliably. Your work will influence the long-term evolution of our banking platform while helping create a more dependable experience for millions of customers. WHAT WE’RE LOOKING FOR EXPERIENCE AND TECHNICAL FOUNDATION - Bachelor's degree in Computer Science or a related field, or equivalent combination of education and relevant experience. - 4+ years of software engineering experience with a focus on backend development. - Professional experience building backend applications with TypeScript and Node.js. - Strong understanding of software engineering fundamentals, design patterns, and algorithms. - Experience designing and developing RESTful APIs. - Experience building scalable distributed systems and cloud-native applications. - Strong problem-solving skills with the ability to evaluate complex technical challenges and deliver practical, maintainable solutions. - Excellent communication skills with a track record of collaborating effectively across engineering and cross-functional teams. - Ability to thrive in an agi…