Senior Product Manager, Lending

About Step Step's mission is to improve the financial future of the next generation. Millions of people use our banking and borrowing products to manage, build, and grow their money. Now that we're part of Beast Industries – the company behind MrBeast – we're poised for a new phase of growth to deliver financial literacy and tools at massive scale. About the Role We are seeking a Senior Product Manager, Lending to join our Product team at Step and own the end-to-end development of our lending products. In this role, you will shape the lending roadmap to align with Step's broader business goals, operating at the intersection of customer experience, loan performance, underwriting, and partner ecosystems, and balancing growth, risk, and compliance as we scale. As we continue to grow, you will play a crucial role in using data-driven insights to define priorities, executing product strategies, and collaborating with external lending partners. This role will work closely with cross-functional teams, including design, engineering, data science, legal, compliance, operations, and finance, and leverage AI tools to move faster from insight to shipped product. As part of Beast Industries, MrBeast's family of companies, Step is positioned to scale significantly over the next 12-24 months, and lending is at the center of that growth. In this role, you will: Partner with leadership to refine Step's lending product vision and strategy, ensuring alignment with customer needs and business objectives Leverage analytics, user insights, and industry trends to identify high-impact features, optimizations, and experiments Work cross-functionally with design, engineering, data science, legal, compliance, operations, finance, and external lending partners to build, launch, and scale products Monitor key product metrics, measure impact, and iterate based on learnings to continuously enhance the customer experience Balance growth, risk, and compliance in product decisions, working closely with underwriting and credit teams to keep loan performance healthy as the portfolio scales Use AI tools to deliver better consumer lending experiences and business outcomes faster You might thrive in this role if you have: 8+ years of product management experience, preferably in consumer fintech products A track record of scaling consumer lending products, from ideation to launch and growth Strong analytical skills, with experience using BigQuery, Looker, Mixpanel, or similar analytics tools Experience using AI tools day-to-day, with evidence of how they've made your work faster or better Exceptional written and verbal communication skills, with the ability to influence and align stakeholders Deep customer empathy and a passion for building products that deliver real value A proactive, outcome-oriented mindset with a bias for action — you act as an owner and move with urgency Even better if you have: A background in software engineering or technical product management Experience working directly with underwriting, credit risk, or bank and lending partner ecosystems Prior experience at an early- or growth-stage startup Logistics Location: Remote (US) or San Mateo, CA, with occasional travel for team offsites and key meetings Reports to: Chief Product Officer Education: Bachelor's degree or an equivalent combination of education, training, and experience We encourage you to apply even if you don't meet every single qualification. Strong candidates rarely check every box, and we'd rather meet you than miss you. How we're different We stand for the side hustlers, the creators, the freelancers, and the investors — people who are not afraid to take on challenges, especially when it comes to their finances. Step is focused on disrupting the banking industry by delivering a differentiated, mobile-first consumer experience, and we operate like the customers we serve: customer obsessed, acting as owners, moving with urgency, and breaking the norm. Step is a wholly owned subs…