Senior FP&A Specialist (d/f/m)

Solaris is Europe's leading embedded finance platform. Solaris’ full German banking license and proprietary modular B2B tech stack empowers its partners – from SMEs to large, multinational, non-financial companies – to offer compliant, customer-centric banking services, providing seamless experiences to customers across all industries. Founded in 2016, Solaris pioneered the Banking-as-a-Service market with an unparalleled combination of tech and banking. Solaris is headquartered in Berlin and employs 300 people in Europe. At Solaris, we are redefining banking through our Banking-as-a-Service (BaaS) model. We are looking for a FP&A Specialist to act as the financial engine driving our Planning & Controlling function. In this role, you won’t just track the numbers, you will orchestrate the financial narratives, analyze sophisticated unit economics, and act as a critical sparring partner to senior leadership. Your Role Proactively drive the annual Budget and multi-year Business Plan cycles, ensuring alignment across functions and constructively challenging assumptions. Elevate the quality and impact of monthly performance packs and executive-ready reporting. You will translate complex data into clear, strategic insights for the CFO, CEO, and Management Board. Build, maintain, and scale integrated financial models spanning P&L, Balance Sheet, and capital dynamics, performing scenario analyses against regulatory constraints like CET1 and leverage ratios. Dive deep into contribution margins, transaction processing, vendor spend, and cost-to-serve metrics to optimize gross margin performance across our BaaS model. Act as a trusted financial sparring partner to functional leads (Tech, Commercial, Operations, Risk), providing financial guidance on strategic initiatives, pricing, and partner onboarding. Ensure the accuracy of cost allocations and contribute to the continuous design of audit-ready financial processes within a regulated environment (BaFin/SRB expectations). We'd love to see Depending on your level of experience, your responsibilities and scope of role will range. We don’t care much about fancy titles, but rather about real personal and professional development, as laid out in our learning framework. Let’s figure together out how you can contribute to our team. 5-6 years of relevant experience within financial institutions (preferably banking), fintechs, strategy consulting, investment banking, or data-driven finance roles. Educational background in Finance, Economics, Engineering, Mathematics, Physics, or a related field. Proficiency in financial modelling, including P&L, balance sheet and capital dynamics, scenario modelling, and business case evaluation. Advanced Excel and PowerPoint skills; ability to build structured models, dashboards, and management-ready presentations. Hands-on experience leveraging or implementing Pigment (or similar enterprise planning platforms) to drive forecasting agility and process optimization. Experience with analytical or automation tools (e.g., SQL, VBA, Python) is a strong plus, particularly for handling large datasets and improving processes. Solid understanding of financial statements, drivers of profitability, and cost structures in banking or regulated environments. A structured, detail-oriented thinker with high stakeholder-management maturity. You can confidently challenge assumptions while balancing commercial needs with regulatory boundaries. Professional fluency in English. German language skills are a great bonus but not mandatory. Benefits Home office budget. Learning & development budget of €1000 per year and a transparent growth framework to support your career goals. Competitive salary and a variable remuneration program. Monthly meal allowance. Deutschland ticket subsidy. 28 vacation days, increasing by 2 days after 2 years and 3 days after 3 years with Solaris. Opportunity to work abroad for up to 12 weeks per year. While job ads usually paint an ideal picture of a cand…