Senior Finance Analyst

Innovate with purpose At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters. Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or in a remote-eligible role, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks. BILL builds high performing teams and we seek to hire the best talent for every role. We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person’s unique skills and experiences. We’d love to hear from you—you might be just what we’re looking for, whether in this role or another. ✨ Let’s give businesses more time for what matters. About the Role At BILL, we are looking for a highly analytical and detail-oriented Senior Financial Analyst to join our Product Finance team. In this individual contributor (IC) role, you will act as a key financial partner to our product organization, building analyses that power confident, data-driven product investment decisions and keep execution on track. You will support the annual planning process, build and maintain product KPI reporting, and partner closely with senior Product Finance team members to develop business cases for new features and strategic initiatives. This is an excellent opportunity to develop deep product finance expertise while directly contributing to product strategy, performance tracking, and resource allocation decisions. Key Responsibilities Business Partnering: Serve as a proactive financial partner to product managers and product leaders, translating financial data and analysis into clear insights that inform day-to-day and strategic decisions. Product KPIs & Reporting: Build, maintain, and continuously improve reporting on key product KPIs (e.g., adoption, retention, monetization, unit economics), incorporating leading indicators to flag emerging risks or opportunities early. Financial Modeling & Business Cases: Build and maintain financial models to support business cases for new product launches, feature investments, and pricing initiatives. Annual Planning: Support annual planning for the product organization, including budget tracking, variance analysis, and headcount planning. Process Improvement: Identify opportunities to streamline and automate recurring reporting and analysis, improving accuracy and turnaround time. Qualifications Experience: 3-5 years of progressive experience in FP&A, strategic finance, corporate finance, investment banking, equity research, or a related analytical role. Financial Modeling: Strong financial modeling skills using Excel/Google Sheets, with the ability to build and maintain moderately complex models with guidance from senior team members. Software/Payments Experience (Preferred): Experience at a software or payments company is a plus. Experience with credit and/or fraud loss modeling is particularly valued. Analytical Mindset: Strong quantitative and problem-solving skills, with the ability to structure ambiguous problems into clear analytical frameworks. Team Player: Collaborative, detail-oriented, and proactive, with a "no task is too small" mindset and a track record of building trust across teams. Communication Skills: Ability to clearly communicate financial concepts and analysis to non-finance stakeholders, both verbally and in writing. Ownership Mindset: Self-motivated and organized, with a strong sense of ownership over multiple deliverables and priorities, operating ef…