Senior Director, Enterprise Risk Strategy

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Enterprise Risk at Affirm looks different than it does at many financial institutions. The Enterprise Risk team helps the company understand and manage its most important risks. That includes core Enterprise Risk capabilities, as well as partnering with senior leaders to make thoughtful decisions about the risks we take in pursuit of our strategy. As our Senior Director, Enterprise Risk Strategy, you'll partner closely with leaders including across Product, Engineering, Finance, Legal, Compliance, Operations, and Credit Risk to help navigate complex strategic, operational, product, and regulatory decisions. You'll help leadership make explicit tradeoffs, build alignment across differing perspectives, and translate strategy into practical risk appetite and operating guardrails. Success in this role comes from exceptional judgment, intellectual curiosity, influence, and the ability to simplify complexity. We're looking for someone who enjoys building, thrives in ambiguous environments, and believes Enterprise Risk should create value for the business - not simply operate governance processes. What You’ll Do Lead Enterprise Risk Strategy Lead the evolution of Enterprise Risk into a trusted business partner that enables better business decisions. Design practical approaches that improve clarity and decision-making while minimizing unnecessary process and burden. Translate enterprise strategy into clear risk appetite, practical operating guardrails, and decision-useful executive reporting. Partner with executive leadership Partner with executive leaders to navigate complex strategic, operational, product, and regulatory decisions. Help leadership evaluate tradeoffs and build alignment across differing perspectives on risk and business priorities. Bring an enterprise-wide perspective that helps leaders make informed decisions while supporting Affirm's culture of innovation and growth. Drive Cross-Functional Influence Build trusted relationships with leaders including across Product, Engineering, Finance, Legal, Compliance, Operations, and Credit Risk. Influence through thoughtful challenge, sound judgment, and clear communication. Serve as a trusted advisor who helps teams solve business problems. Lead Enterprise Initiatives Lead cross-functional initiatives that improve how Affirm identifies, discusses, and manages emerging enterprise risks. Partner with teams across the company to navigate new products, technologies, regulatory changes, and strategic initiatives. Translate complex business challenges into actionable recommendations for executive leadership. Strengthen Enterprise Risk Capabilities Continue evolving key Enterprise Risk capabilities, including operational risk, governance, issue management, third-party risk, and business continuity. Improve executive reporting and risk insights that support better decision-making across the organization. Lead a High-Impact Enterprise Risk Team Lead and develop a lean, high-impact Enterprise Risk team that helps the business make better decisions while strengthening core risk capabilities. Set the vision, priorities, and operating model for the Enterprise Risk function as it continues to evolve. Foster a culture of sound judgment, curiosity, business partnership, and thoughtful execution. Build a team that is known for pragmatic problem solving, trusted partnership, and effective challenge. What We Look For 12+ years of experience in a regulated or risk-intensive environment such as fintech, financial services, or technology. Experience leading business transformation, strategy, product risk, operations, governance, Chief of Staff, Enterprise Risk, or similar cross-functional initiatives Exceptional business judgment with the ability to simplify complex problems and influence senior leaders. Proven ability to buil…