Property Underwriter

Title: Property Underwriter Location: Austin, TX, Dallas, TX (Hybrid/Flexible) Reporting to: Senior Manager, Underwriting About Hippo: Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most. Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement. If you're energized by building what's next, we'd love to meet you. About You: div]:bg-bg-000/50 [&_pre>div]:border-0.5 [&_pre>div]:border-border-400 [&_.ignore-pre-bg>div]:bg-transparent [&_.standard-markdown_:is(p,blockquote,h1,h2,h3,h4,h5,h6)]:pl-2 [&_.standard-markdown_:is(p,blockquote,ul,ol,h1,h2,h3,h4,h5,h6)]:pr-8 [&_.progressive-markdown_:is(p,blockquote,h1,h2,h3,h4,h5,h6)]:pl-2 [&_.progressive-markdown_:is(p,blockquote,ul,ol,h1,h2,h3,h4,h5,h6)]:pr-8"> _*]:min-w-0 gap-3 standard-markdown"> You possess extensive knowledge of ISO homeowners' policies, supplemental products, coverages, and endorsements, and apply solid risk assessment, eligibility, coverage, and rating analysis skills on a case-by-case basis with strong attention to detail. You apply state-specific and geographic knowledge to resolve unique underwriting exposures and challenges, and have strong proficiency in technical underwriting, compliance, and products. You thrive in a fast-paced environment and are self-motivated with a drive to grow and develop within the underwriting field. About This Role: We are seeking a highly motivated and detail-oriented Property Underwriter to join our team. The Property Underwriter will be responsible for evaluating and assessing risk to determine homeowners' policy eligibility. This role requires strong analytical skills, attention to detail, and the ability to make sound decisions based on established guidelines and policies. What You'll Do: Underwrite new and renewal homeowners' line of business. Analyze risk information and make specific recommendations for additional actions such as inspections, loss prevention, etc. Address queries from other departments, such as claims, billing, and customer support. Act within your underwriting authority and escalate issues if necessary. Communicate effectively with various distribution partners and leadership to resolve underwriting matters. Recommend improvements to the underwriting process to underwriting managers and technology counterparts. What You Bring: 2+ years of experience in P&C Homeowners underwriting Bachelor's degree in finance, business administration, or a related field or equivalent experience Strong technical underwriting, analytical, and critical thinking skills. Excellent attention to detail and accuracy. Ability to work effectively in a fast-paced environment and manage multiple tasks simultaneously. Excellent communication and interpersonal skills. Proficiency in Microsoft Office Suite and other relevant software applications. Experience in underwriting in CA and TX markets strongly preferred Wildfire and catastrophic underwriting experience preferred Benefits and Perks : Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with: Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP) Equity - This position is eligible for equity compensation Training and Career Growth - Traini…