Mortgage Loan Officer

**Starting Pay Rate is Based on Experience - Minimum Hourly Rate:** $12.28 Recognizing and valuing diversity strengthens our ability to attract, retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences, life experiences, knowledge and talent that our associates invest in their work represents a significant part of not only our culture, but our reputation and company’s achievement as well. **A Centier Associate** is someone who embodies a servant heart, is unaccepting of anything less than remarkable service, and is self-motivated and driven to deliver exceptional results. **What are our values?** Our Corporate values are Caring, Loyalty, Integrity, Friendship, Fun....who wouldn't want to work for an AWARD-WINNING company that's built on these pillars? **What about the perks?** Access to our Marathon Health Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion Council, Career Growth, Work/Life Balance, AND MORE. **What your normal day-to-day would be:** - Responsible for making sales calls on realtors, builders, and other pertinent parties for the purpose of soliciting mortgage loans, developing banking relationships, and cross-selling services. (Outside Loan Originators only). - Interview loan applicants to document income, debt, credit history, employment, and general information. Request and review documents such as income tax returns, W-2’s, purchase agreements, legal descriptions, forms for verification, and all other documents necessary to properly process an application. - Determine if applicants meet established standards or what additional information might be necessary for further consideration. - Ability to analyze financial information, including but not limited to tax returns. - Inform applicants of all costs and closing fees associated with the loan request. - Submit completed loan applications and all supporting documents to loan processing to begin processing of the loan. - Call applicants to resolve discrepancies such as derogatory credit, unlisted debt or any other issue. - Inform loan applicants of loan approval or denial. - Participate in all scheduled meetings deemed necessary by management. - Communicate open and honestly with all bank associate’s including management and with clients and potential clients. - Meet production goals on a monthly basis. - Attend loan closings. - Understand and adhere to all bank and government regulations, rules, policies, and procedures including, but not limited to operations and compliance. - Represent the bank in community activities including business, charitable, civic, and social to develop and maintain client contact and referral relationships. - Engage in personal development activities such as BAI courses and internal/external training to assist in growing in career. **What is needed to be successful in this position:** - Computer knowledge in a Windows environment and working with a mouse. Basic computer knowledge in Microsoft Word and Excel. - Ability to review and understand a variety of resources and information including financial related information. - Proofread and verify written materials. - Read and process written and numerical information. - Operate a computer keyboard and adding machine. - Read alpha and numeric information on a computer monitor screen. - Ability to work independently and in a team environment. **What you need to bring to the table:** - Bachelor’s degree in a business related field. - 3 years commissioned lending experience. - Department hours are Monday-Friday from 8:00-5:00, but having the flexibility to meet the schedule needs of your clients is cr…