Main FT Universal Banker I

## Description ## Role This position is the Customer Ambassador for the financial institution with the overall purpose of providing quality and efficiency to customers who prefer face-to-face interaction. This position will have a thorough understanding of the customer’s transaction requirements and be able to effectively communicate all available options to them. They will educate customers about our sales and service delivery options and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. They will also be responsible for the processing the regular transactions, such as receiving and paying out money, and keeping records of money and negotiable instruments involved in financial transactions in an efficient, friendly and accurate manner. Provides personalized banking services to financial institution customers by performing the following duties. ## Major Duties and Responsibilities Weight Description Essential **25%** Receives checks and cash for deposit to savings and checking accounts, verifies deposit amounts, examines checks for endorsement and negotiability, and posts transactions into bank records via an on-line terminal. Cashes check and pays money from savings and checking account upon verification of signatures and customer account balances. **20%** Troubleshoots and resolves customer and internal inquiries in a timely, professional and accurate manner. Informs and advises customers of status or enhancements to current account productivity, and suggests resolution on account disputes and other account activity. **20%** Prepares and compiles new customer application and information to open new accounts. **20%** With a good understanding of the bank products/services and the customer’s current relationship, offers information on bank products and services that can benefit the customer and enhance their banking relationship. Evaluates needs of potential customers and offers appropriate financial products and services. **10%** Answers and routes telephone calls, takes messages, provides information and directs calls to appropriate staff as necessary. ## Knowledge and Skills **Experience** To perform this job successfully, an individual should have proficient knowledge of Windows and Microsoft Office software (Outlook, Word, and Excel) and advanced keyboarding and ten-key skills. **Education/Certifications/Licenses** High school degree or GED required. **Interpersonal Skills** A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance. **Other Skills** Job Characteristics: • Ability to communicate clearly and concisely • Ability to ask questions • Attention to detail and follow through is a must • Ability to work under pressure • Ability to adhere to procedures, policies and regulations • Ability to work directly with customers to perform transactions and resolve issues • Ability to transition from one work environment to another, working with different dynamics • Openness to a flexible schedule with varying work hours (contained within 8 a.m. to 6 p.m., Monday through Friday and 8:30 a.m. to Noon on Saturdays) • Ability to work at other branches as needed. • Ability to be a team player and to be committed to the Bank ## ADA Requirements **Physical Requirements** Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment in…