Loan Consultant

### Description *Position at MSC Mortgage* **Position Summary:** The Joint Venture Loan Consultant is responsible for cultivating loan referrals through outside sales meetings with builders, realtors, and consumers. Examines, evaluates, and documents customer applications for credit approval on real estate loans. **Responsibilities:** - Spends a minimum of 50% of working hours outside the office to conduct sales calls to create, develop and maintain referral relationships with real estate professionals, builders, and consumers - Analyzes potential marketing opportunities to develop future business - Communicates positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing - Engages in managing the loan pipeline with all team members to meet company efficiency standards - Meets with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property - Collects all required documentation from borrowers and converts to paperless documents - Prepares and submits loan submission sheets to set up - Reads and understands rate sheets, product codes, and loan level price adjustments to calculate rates and fees - Negotiates and confirms rates, fees, and locks terms with customers - Locks loans in the system with agreed upon terms and manages locked pipelines through the funding - Communicates regularly with borrowers to meet desired expectations - Maintains minimum productivity goals **Requirements:** - NMLS loan originator license required - 1+ years of experience working in a mortgage loan originations capacity **Why work for #teamloanDepot:** - Aggressive earning potential and 401K with robust company match - Inclusive, diverse and collaborative culture where people from all backgrounds can thrive - Work with other passionate, purposeful and customer-centric people - Extensive internal growth and professional development opportunities including tuition reimbursement - Comprehensive benefits package including Medical/Dental/Vision - Wellness program to support both mental and physical health - Generous paid time off for both exempt and non-exempt positions **About loanDepot:** loanDepot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loanDepot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, as the nation's second largest non-bank retail mortgage lender, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loanDepot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts. We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.