ERM Representative

Risk Management Clinton Township, MI • ID: 160-397 • Full-Time/Regular Founded by a small group of educators, Michigan Schools & Government Credit Union (MSGCU) has been providing quality financial services to the community for more 70 years and welcomes everyone in Michigan to bank with us. We are financial champions committed to helping our members achieve financial success by rallying behind them and their goals. As the sixth largest Credit Union in Michigan, MSGCU has 24 branch offices in south east Michigan, over 450 team members, 150,000 members, $4 billion in assets, and a 97% member satisfaction rating for two decades. We are a caring organization that strives to ensure an equitable and inclusive culture where everyone is valued and respected. Our dedication to team member engagement has contributed to the honor of being named a Top Workplace by The Detroit Free Press thirteen years in a row. If you have a passion for helping people and providing exceptional and dependable service, we want you on our team! Information about our comprehensive total rewards package can be found here. Overview of Responsibilities: Coordinates activities that support the daily operations of the Enterprise Risk Management (ERM) Department, including fraud investigations, compliance administration, audit support, vendor management, and risk management initiatives. Fraud and Investigations: Supports fraud prevention efforts by conducting account reviews, research, and fraud-related analysis to identify suspicious activity and minimize organizational loss exposure. Ensures timely handling of counterfeit currency incidents by processing cases and coordinating referrals to the U.S. Secret Service in accordance with established procedures. Fulfills law enforcement requests by retrieving and providing video surveillance and supporting documentation while maintaining confidentiality and regulatory requirements. Maintains accurate fraud-related records and documentation to support investigations, reporting, and case resolution activities. Compliance Administration: Supports compliance with applicable laws, regulations, organizational policies through regulatory research, process reviews, recommendations for updates. Reduces regulatory risk by reviewing advertising, marketing, and promotional materials for compliance with applicable laws and organizational standards. Maintains compliance with Bank Secrecy Act (BSA) requirements through the accurate preparation and filing of Currency Transaction Reports (CTRs) and completion of assigned BSA-related activities. Maintains compliance records and utilizes assessment software to document, monitor, and track compliance initiatives and related activities. Audit Support: Facilitates completion of the annual risk-based audit plan by coordinating documentation requests, preparing audit materials, and supporting audit-related communications. Supports branch and internal audit activities by assisting with evaluations, assessments, and follow-up actions. Maintains audit documentation and records to support timely responses to audit requests and findings. Assists with tracking audit recommendations and departmental action plans to support ongoing risk mitigation and compliance efforts. Enterprise Risk Management Coordination: Supports Enterprise Risk Management (ERM) initiatives through coordination of risk program activities, documentation, reporting, and continuous improvement efforts. Supports the vendor management process by coordinating due diligence activities, requesting required documentation, and reviewing submissions for completeness. Maintains vendor management records, tracking tools, and supporting documentation to facilitate ongoing oversight and monitoring activities. Manages ERM Help Desk requests by triaging, resolving, or assigning tickets to appropriate team members to ensure timely resolution and service delivery. Provides operational support across the department by assisting with special proj…