Director, Compliance Product Advisory

Upgrade helps customers move in the right direction with affordable and responsible financial products. Since 2017, we’ve helped over 7.5 million customers access over $42 billion in consumer credit. With a relentless focus on improving our customers' financial well-being, we build products that put more money in their pocket and support their journey toward a better financial future. We’re backed by some of the most prominent technology investors and were most recently valued at $7.3B. We’re consistently recognized for our collaborative and inclusive culture. Most recently, we were named one of the World’s Top Fintech Companies by CNBC, Best Places to Work by Built In, Best Places to Work by the San Francisco Business Times, America’s Greatest Workplaces by Newsweek, Best Startup Employer by Forbes, and Healthiest Employers by Phoenix Business Journal. We’re looking for new team members who get excited about designing and delivering new and better products. Come join us and help build a better financial future for millions of people. About the Role: Upgrade Compliance is seeking a Director to join its Compliance Advisory function. You will work collaboratively with Upgrade’s Product and Legal teams providing advice on compliance and risk matters as new products and product enhancements are developed. This position has significant potential to scale as Upgrade continues to grow. This position is fully remote within the US What You’ll Do: Provide compliance and risk management input throughout the entire design, development, and implementation of new Upgrade products and services Develop creative solutions that allow the business to innovate while still maintaining consumer compliance and effective risk management. Provide product and compliance subject matter expertise to Upgrade issue management teams Work with the Product Legal team to evaluate and identify proper solutions to manage risk. Evaluate regulatory risk, both existing and potential regulatory changes, within a given product framework Supply guidance during the development and review of various company-wide compliance policies and procedures Provide key risk and compliance reporting to executive and board leadership Act as a subject matter expert on consumer financial services laws and regulations Represent Upgrade on key regulatory, audit, and bank partner issues as needed What We Look For: 10+ years of consumer financial services compliance experience Experience in mortgage, HELOC, or dedicated home improvement lending is required Experience with Credit Cards products are a plus Effective negotiation skills, a proactive and “no surprises” approach in communicating issues, and strength in sustaining independent views while still being collaborative with business stakeholders Ability to execute in a fast-paced, technology-driven environment Ability to analyze risk trends at a macro level, identifying signs of changing risk levels and/or symptoms of process control breakdowns Excellent verbal and written communication skills and the ability to effectively shift communication styles based on audience Solid project management, critical thinking and analytical skills Highly organized and detail-oriented Prior experience in fintech a plus About the Role: Competitive salary and stock option plan Paid coverage of medical, dental, and vision insurance Flexible PTO Opportunities for professional growth and development within a rapidly expanding transformation team Paid parental leave Health & wellness initiatives Environmental & Working Conditions Work is performed indoors in a fast-paced environment that requires the ability to manage multiple priorities and meet established workflows, schedules, and service expectations. Employees regularly input, retrieve, and exchange information accurately using digital systems and applications to support operational and customer service objectives. The role requires the ability to receive and exchange information with customers, peer…