Credit Analyst

The Credit Analyst I will be responsible for evaluating customer creditworthiness, analyzing financial data, and supporting risk management decisions to minimize company exposure while maintaining strong customer relationships. This role reviews credit applications, monitors existing accounts, manages customer account setups and maintenance, and recommends credit limits to support timely and accurate credit decisions. Serves as a critical liaison between Sales, Finance, and external credit bureaus by utilizing platforms like HighRadius, Salesforce and Nabors myRequest to ensure policy compliance and drive business growth. Resolves moderately complex credit issues independently, collaborates with Manager on highly sensitive accounts, and assists with other duties related to Credit & Corporate Card Department functions. All duties are performed in full compliance and accordance with corporate policies, internal controls, and external regulatory reporting requirements. The Credit Analyst I will be responsible for evaluating customer creditworthiness, analyzing financial data, and supporting risk management decisions to minimize company exposure while maintaining strong customer relationships. This role reviews credit applications, monitors existing accounts, manages customer account setups and maintenance, and recommends credit limits to support timely and accurate credit decisions. Serves as a critical liaison between Sales, Finance, and external credit bureaus by utilizing platforms like HighRadius, Salesforce and Nabors myRequest to ensure policy compliance and drive business growth. Resolves moderately complex credit issues independently, collaborates with Manager on highly sensitive accounts, and assists with other duties related to Credit & Corporate Card Department functions. All duties are performed in full compliance and accordance with corporate policies, internal controls, and external regulatory reporting requirements. ### Responsibilities Credit Risk & Analysis - Evaluate Creditworthiness: Review and analyze credit applications, financial statements, trade/bank references, and external reports (Moody’s Analytics, CreditRiskMonitor®) to assess risk for new and existing accounts. - Establish Credit Terms: Determine and recommend the approval, denial, or modification of credit limits and terms based on risk assessments; assist Sales with order releases for accounts on credit hold. - Manage Credit Workflow: Prioritize and process the HighRadius credit module worklist, managing periodic reviews, credit utilization tracking, and bad payment behavior investigations. Customer Account & Master Data Management - Account Setup & Maintenance: Oversee the Customer Masterfile across all platforms; process setups and updates (billing, tax, address, ownership, and structure changes). - File Maintenance: Build and maintain accurate, audit-ready customer credit files and supporting documentation within company systems. Collaboration & Communication - Cross-Functional Partnership: Partner with Billing, Collections, and Sales/Marketing teams to resolve account issues and gather essential information for Credit/Bid Risk assessments within Salesforce. - Stakeholder Support: Respond professionally to internal and external inquiries regarding account status, credit decisions, and external trade reference requests in compliance with disclosure regulations. Compliance, Reporting & Operations - Risk Reporting: Monitor customer accounts for delinquency trends and exposure risk; prepare and submit monthly aging reports to external credit bureaus. - Compliance & Improvement: Ensure strict adherence to company credit policies, internal controls, and regulatory requirements; proactively identify process improvements to enhance efficiency. - Team Support: Collaborate with the Credit Manager on complex risk investigations and serve as the designated backup for the Senior Credit & Corporate Card Analyst. \*Assists with special projects and other duti…