Control Desk & Credit Analyst (Analista de Mesa de Controle e Crédito) – São Paulo (Hybrid)

Ready to accelerate your career? Clara is the fastest-growing company in Latin America. We've built the leading solution for companies to make and manage all their payments. We already help over 20,000 large and growing businesses operate with agility and financial clarity through locally issued corporate cards, bill pay, financing, and a powerful B2B platform built for scale. Clara is backed by some of the most successful investors in the world, including top regional VCs like monashees, Kaszek, and Canary, and leading global funds like Notable Capital, Coatue, DST Global Partners, ICONIQ Growth, General Catalyst, Citi Ventures, SV Angel, Citius, Endeavor Catalyst, and Goldman Sachs - in addition to dozens of angel investors and local family offices. We’re building the financial infrastructure that powers high-performing organizations across the region. We invite you to join us if you want to be part of a fast-paced environment that will accelerate your career and support you to do some of the best work of your life alongside a passionate and committed team distributed across the Americas. What you'll do We're looking for a Control Desk & Credit Analyst to support the safe and scalable growth of Clara's portfolio in Brazil. This role is essential to ensuring the effectiveness of our automated onboarding flows, while applying rigorous KYC , KYB , and CDD standards to business customer accounts. You'll work in close partnership with Sales, Compliance, and Customer teams, ensuring that onboarding processes are completed efficiently and accurately—without compromising on quality. This role requires a strong analytical mindset and a collaborative approach, as you'll be helping build scalable internal controls that support Clara’s long-term growth. Key responsibilities: Monitor and review onboarding processes to ensure accuracy and adherence to internal controls. Collaborate with Sales and other Customer-facing teams to complete timely and thorough KYC/KYB and CDD reviews. Flag and escalate inconsistencies or risks in real time, ensuring we meet our internal SLA s and compliance standards. Maintain up-to-date knowledge of policies and procedures, and contribute to a culture of continuous improvement. Work cross-functionally to identify bottlenecks or risks and support automation and process enhancements. Who you are We’re looking for someone who meets the minimum requirements to be considered for the role. The preferred qualifications are a bonus, not a requirement. Must haves Minimum 3 years of experience in Financial Analysis , Credit Risk Assessment , KYC , CDD , or related risk and compliance functions. Strong analytical rigor to credit evaluation Proven ability to interpret financial statements (Balance Sheet, Income Statement, Cash Flow) for credit decision-making. Strong proficiency in Excel and confidence working with large datasets and financial indicators. Solid numerical skills and an analytical mindset, capable of connecting metrics to risk exposure. Intermediate English proficiency and working proficiency in Portuguese . Familiarity with AI tools to automate workflows and improve analysis efficiency. Nice to haves Experience in a high-growth startup or tech-driven financial institution. Basic proficiency in Spanish , or the motivation to learn. Exposure to quantitative models (e.g., Z-Score, logistic regression) for solvency prediction. Independent analytical skills using spreadsheets or BI tools . Why join Clara At Clara, you’ll have the autonomy, speed, and support to make meaningful impact — not just on your team, but on how organizations are run across Latin America. Who we are We’re the leading B2B fintech for spend management in Latin America. Certified as one of the world's fastest-growing companies, a Great Place to Work , and a LinkedIn Top Startup . Passionate about making Latin America more prosperous and competitive. Constantly innovating to build financial infrastructure that enables each of our customers…