Compliance Specialist

ABOUT PAYRAILS Payrails is a global payment software company helping leading enterprises to take control of their payment operations and maximize performance. With deep experience in the payments space and firsthand knowledge of merchants' challenges, we’ve seen how fragmented, complex, and inefficient these systems can become. Now, we are setting a new industry standard for how enterprises around the world manage and optimize payments, with more control, visibility and flexibility than ever before. Our vision is to reimagine payments from the ground up. We are building a deeply integrated meta layer that spans the entire payment lifecycle with a modular architecture. This helps us give leading brands building blocks to craft solutions to most complex operational challenges, tailor seamless customer experiences and grow their business. We are backed by some of the world’s top investors including Andreessen Horowitz https://a16z.com/portfolio/, HV Capital https://www.hvcapital.com/companies, EQT Ventures https://eqtventures.com/ and General Catalyst https://www.generalcatalyst.com/, who share our mission to simplify payment complexity globally. At Payrails, we’re committed to building a team of exceptional people - not just talented, but driven to build, solve, and deliver at the highest level. Excellence isn’t just a value here; it’s a way of working. We believe that great people thrive in environments where there’s trust, clarity, and shared purpose. We work openly and collaboratively, with deep respect for each other’s craft. Everyone is encouraged to understand the bigger picture - what we’re building, why it matters, and what stands in the way. When people have that context, they move faster, take ownership, and make better decisions. We care about creating a culture where people feel inspired to do their best work and a deep sense of responsibility to help us bring our vision to life. Success at Payrails means staying focused on the problems that matter most, and executing with purpose. YOUR TEAM Payrails operates at the heart of global payments, and our Compliance function ensures we do so with integrity and trust. This role takes ownership of its day-to-day compliance, working closely with our operations and legal teams, our external counsel and our regulated payment partners. Our mission is to enable the business to grow quickly and safely by embedding financial-crime and scheme compliance into everything we build. We do this by focusing on 3 main pillars: - Ensuring Payrails and our business partners meet financial-crime, sanctions and scheme requirements across all markets we operate in - Building scalable compliance processes that support rapid product and business growth - Acting as a trusted advisor to Product, Engineering, and Business teams on all compliance matters You’ll report to the General Counsel and work on complex compliance challenges spanning multiple jurisdictions, alongside experienced colleagues who understand that great compliance is an enabler of growth, not a blocker. HOW YOU WILL MAKE AN IMPACT You as a Compliance Specialist will own and drive key compliance processes across the company. You will be responsible for ensuring our operations, products, and partnerships meet financial-crime, sanctions and content requirements while supporting the business as it scales globally - with the opportunity to support compliance across the wider group as the function grows. - You will conduct business partner due diligence and enhanced due diligence (KYC/KYB) for new and existing business partners - You will support AML/CTF and sanctions monitoring, including reviewing alerts, investigating suspicious activity, and preparing internal reports - You will monitor relevant legal, sanctions and card-scheme developments across our markets and translate them into actionable requirements for internal teams - You will work directly with Product and Engineering teams to embed compliance requirements into new product…