Compliance Lead

Compliance Lead Salary: £88-97k ClearScore is a workplace like no other. We’ve spent the past few years disrupting an entire industry and building a user base of millions. At the heart of this success is our culture, where we work hard, relish change and treat each other with respect—helping everyone to reach their potential and deliver results that make a difference. We’re on a mission to positively impact the lives of our users. Our product puts their needs at the centre of our thinking. Through cutting-edge tech, insightful analytics and beautiful design we want to help our users build their financial confidence and make better financial decisions. We are seeking an accomplished Compliance Lead (Home Lending) to to join our Finance, Legal and Regulatory team. You’ll work directly with the Head of Risk & Compliance, supporting ClearScore’s provision of secured lending advice and the development of innovative new initiatives. You’ll ensure that we’re operating in line with applicable regulations and our internal policies and procedures. This role will be based in Manchester, and will have significant influence on the culture within the Home Lending business. We pride ourselves on being a team that delivers fast and supports the wider business with their exciting new projects. We strive to approach Compliance in a modern way, by taking a risk-based approach and being a helper rather than a hinderance. What you will be doing: Engage and Advise : Providing expert advice on complex Compliance topics to support the Home Lending business, Investigate and Monitor : Responding to any irregularities or instances of non-compliance. Monitoring compliance with laws, regulations and internal policies, Learn and Train : Keeping up to date with relevant laws and regulations, and training employees on these where required, Collaborate and Contribute : Working closely with other departments to create a culture of compliance, and ensuring there are robust and effective controls within the organisation, Support Governance : Leading on general administrative duties (such as policy writing or process creation). Skills we'd love you to have 4+ years Compliance experience at an FCA regulated business, with great knowledge of MCOB. Experience in a similar environment. Ideally having worked at a FinTech, mortgage lender/ broker or other fast-paced environment. You’ll be expected to work autonomously and at pace. The ability and desire to learn new topics and expand knowledge into additional areas of regulatory compliance. An analytical mindset and the ability to deal with ambiguity. Excellent proactive stakeholder management. We’d love for you to have extensive experience dealing with internal teams (such as Operations, Product, Engineering or Commercial). Why ClearScore? ClearScore is the UK's #1 credit score and report app. We are also present in South Africa, Australia and Canada, with more than 20 million users globally and growing fast. Someone joins ClearScore every 20 seconds. We have established relationships with over 50 of the main lenders in the U.K., and have been a trusted tool for customers to manage their credit and make better financial decisions. Since October 2016 we have helped 1.8 million users take out a new credit card or loan. We are user-centric at our core and we believe in leveraging technology to enable positive financial choices. We are design-led and data-driven and we embed these behaviours in everything we do. Our company culture is a fundamental part of all we have achieved. We believe in hiring smart, driven, passionate and diverse people who are keen on having a real impact in our organisation. We trust you to manage your own time so we offer flexible work and no fixed desk hours. We don't micromanage and we believe in measuring outcomes rather than effort. We have an inclusive culture where all, regardless of seniority, are encouraged to contribute with their ideas, look after their wellbeing and actively seek oppo…