Closing Attorney

NewtekOne®, Your Business Solutions Company®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries, provides a wide range of business and financial solutions under the Newtek® brand to the small- and medium-sized business ("SMB") market. Since 1999, Newtek has provided state-of-the-art, cost-efficient products and services and efficient business strategies to SMB relationships across all 50 states to help them grow their sales, control their expenses, and reduce their risk. Newtek's and its subsidiaries' business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, Electronic Payment Processing, Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting), eCommerce, Accounts Receivable Financing & Inventory Financing, Insurance Solutions, Web Services, and Payroll and Benefits Solutions. Small Business Lending, LLC. is looking to add a **Closing Attorney,** to its team! The **Closing Attorney** is responsible for reviewing, preparing, and facilitating nationwide legal closings of commercial loan transactions that may include U.S. Small Business Administration (SBA) loans, conventional commercial loans, acquisition financing, investor real estate transactions, commercial real estate-secured loans, and other secured lending transactions, ensuring legal enforceability, regulatory compliance, and adherence to Newtek Bank and SBA requirements. The position requires sound legal judgment, and the ability to identify, analyze, and resolve complex legal, collateral, documentation, perfection, title, entity and closing issues across multiple jurisdictions. The Closing Attorney works closely with Loan Closers, Paralegals, Legal Assistants, Underwriting, Construction Lending, internal management, borrower's counsel, seller's counsel, title companies, escrow agents, franchise representatives, and other third parties to resolve legal issues and move approved transactions from legal review through funding while mitigating legal and collateral risk. The Closing Attorney reports directly to a Closing Attorney Manager and is responsible for managing an assigned pipeline of loan transactions while maintaining established service level expectations and quality standards. ESSENTIAL FUNCTIONS & RESPONSIBILITIES (other duties may be assigned as needed): Loan Review and Structuring - Review loan approvals, credit memorandums, SBA Authorizations, organizational documents, purchase agreements, leases, and other transaction documents to ensure compliance with Bank policy, SBA requirements, and applicable law. - Analyze transaction structures and resolve legal, collateral, lien priority, perfection, title, authority, and documentation issues necessary to achieve the Bank's approved collateral position and facilitate closing. - Identify, assess, mitigate, and, where appropriate, escalate legal, collateral, regulatory, or reputational risks as appropriate requiring management review. Documentation and Closing - With the support of the Paralegal, prepare, review, and finalize loan documentation to ensure legal enforceability and compliance with applicable federal, state, and local laws. - Coordinate with Loan Closers and Paralegals to ensure all closing requirements are satisfied prior to funding. - Conduct legal review of title commitments, surveys, UCC searches, lien searches, judgment searches, bankruptcy searches, flood determinations, and other due diligence items. - Review collateral documentation to ensure proper attachment and perfection of the Bank's security interest. - With the support of the Closer and Paralegal, oversee and coordinate remote, hybrid, and in-person loan closings, ensuring all loan documents are properly executed, notarized, witnessed, recorded, and legally enforceable in accordance with applicable jurisdictional requirements. Transaction Coordination - Serve as the primary legal contact for internal stakeholders, borrower/seller…