BSA Specialist

Publix Employees Federal Credit Union (PEFCU) was established over 60 years ago to provide financial services with lifetime value to Publix Super Markets, Inc. employees and their families. ***PEFCU Benefits/Perks:*** - Medical, Dental and Vision insurance plans with one option at **NO** cost for employee only coverage! - Generous Paid Time Off program ***(approximately 3 weeks a year)*** - **11 paid holidays** per year - 401(k) retirement plan and profit sharing - Pay for performance incentive programs - Time off for giving back to your community! - Tuition reimbursement - And much, much more!!! We are committed to improvement, driven by feedback, and focused on organizational growth. We expect and demonstrate our values *(Integrity, Collaboration, Service, Inclusion and Ownership)* every day, creating an environment where all associates can add value and feel valued. Find your value here as a… **Sr. BSA Specialist** The BSA Specialist will serve as a subject matter expert on Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) compliance and will play a critical role in detecting, investigating, and reporting potential financial crimes. This role requires deep knowledge of regulatory requirements, strong analytical abilities, and a proactive approach to risk mitigation. The Senior BSA Specialist will also serve as a mentor and resource for junior analysts in FCU and collaborate with cross-functional teams to ensure compliance with applicable laws and internal policies across the credit union. ***What you will do…*** - Conduct in-depth investigations of complex, high priority, high profile, litigated, and potentially suspicious activity identified through transaction monitoring systems, internal referrals, and law enforcement inquiries. - Maintain files on highly sensitive information including but not limited to, BSA/Patriot Act/OFAC compliance monitoring and reporting. - Prepare and file high-quality Suspicious Activity Reports (SARs) in accordance with FinCEN guidelines and regulatory timelines. - Collect information, submit and file Currency Transaction Reports. - Review, analyze, and resolve alerts generated by the Verafin transaction monitoring system. - Perform customer due diligence / enhanced due diligence (CDD / EDD) on new and high-risk members, including periodic reviews and risk assessments. - Support the development and maintenance of BSA/AML policies, procedures, and risk assessments. - Conduct quarterly transaction monitoring system (i.e. Verafin) modeling assessments and recommend configuration changes. - Monitor, make recommendations, and implement transaction monitoring system updates and new product releases. - Serve as a primary contact for sharing information between other financial institutions and law enforcement for 314(a)/314(b) requests. - Conduct sanctions/OFAC screening of new accounts and daily transactions. - Assist in regulatory examinations and internal/external audits by providing documentation and addressing examiner/auditor inquiries. - Participate in various projects as the BSA SME, and assist in implementing processes in response to new or revised regulations, new technical advances, etc across the credit union. - Participate in the development and delivery of enterprise-wide BSA/AML training programs for staff. - Handle member/employee questions, in relation to BSA and/or Compliance. - Handle member/employee questions in relation to Elder Abuse. - Monitor industry developments and regulatory changes to ensure ongoing compliance. - Act as a lead resource for junior analysts and provide training, and quality assurance support. - Prepare data/reports for monthly and annual management reporting. ***What you need…*** - 3 – 5 years of experience conducting complex BSA/AML investigations within a financial institution and/or extensive knowledge of BSA regulations and program management - Associate in finance, Accounting, Criminal Justice, or a related field, or 2 years of undergraduate studies p…