BSA Risk Analyst

**BSA Risk Analyst** **Location:** Gettysburg, PA or York, PA **Help Protect Our Customers, Our Communities, and Our Bank** At ACNB Bank, Risk Management isn't just about regulatory compliance—it's about protecting the trust our customers place in us every day. We're looking for an analytical, detail-oriented professional who enjoys solving complex problems, investigating unusual activity, and partnering with teams across the Bank to strengthen our BSA/AML and OFAC compliance programs. If you're someone who enjoys connecting the dots, asking the right questions, and making sound, risk-based decisions, this is an opportunity to build a meaningful career with a financially strong, relationship-focused community bank. **What You Bring to the Table** - **Associate's or Bachelor's degree** in Business, Finance, Criminal Justice, Accounting, or another related field. - Specialized education or **experience in BSA/AML compliance**. - CAMS certification preferred—or the willingness to earn it within an established timeframe. - Strong understanding of BSA, AML, OFAC, Customer Due Diligence, and related banking regulations. - Experience reviewing transactions, identifying unusual activity, and conducting investigations using sound judgment. - Strong analytical, critical thinking, and problem-solving skills with exceptional attention to detail. - Excellent written and verbal communication skills with the ability to clearly document findings and explain regulatory requirements. - Working knowledge of banking operations and proficiency with MS Office applications, particularly Excel. ### What You’ll Accomplish - Investigating BSA/AML system alerts, suspicious transactions, international wire activity, and high-risk customer relationships, documenting thorough investigations and escalating potential reportable activity when appropriate. - Ensuring Currency Transaction Reports (CTRs), Suspicious Activity Reports (SARs), OFAC reviews, and other regulatory filings are completed accurately and within required timeframes. - Strengthening the Bank's Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Customer Identification Program (CIP), and Beneficial Ownership processes through thoughtful review, monitoring, and risk analysis. - Serving as a knowledgeable resource for business units by providing guidance on suspicious activity, OFAC, CTRs, CIP, CDD, and other BSA/AML compliance requirements. - Monitoring evolving BSA, AML, and OFAC regulations while helping the Bank maintain strong compliance practices and proactively adapt to regulatory changes. - Collaborating with teammates across Risk Management and other departments to ensure information flows efficiently and compliance responsibilities are completed accurately. - Supporting special projects and broader enterprise risk initiatives that strengthen the Bank's overall risk management program. **Why You’ll Love this Role** - Make a meaningful impact by helping protect customers and the Bank from financial crime. - Join a collaborative Risk Management team where your expertise and judgment are valued. - Continue building your compliance career through ongoing professional development and certification opportunities. - Work for one of the region's strongest community banks, known for its stability, integrity, and commitment to its employees. - **Comprehensive Compensation & Benefits Package:** Includes health, dental, and vision coverage, 401(k) with employer match, ESPP, generous paid time off and holidays, career growth and training opportunities – all within a supportive, relationship-focused team environment. If you’re ready to use your investigative mindset to make a real difference while growing your career in Risk Management, we’d love to meet you! **Apply now to become a key part of our Risk Management team.** **Our Careers page will help you find the job you've been looking for: https://www.acnb.com/careers-employment** Location: 100 V-Twin Dr, Gettysburg, PA 17325, or 226 Pau…