Branch Manager

## Description ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes a difference. ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position. **Hiring Pay Range:** $60,320.00 - $88,400.00 per year - This position may be eligible to receive an additional $2080 per year is approved for the Spanish Communication Assistant Program - The hiring pay range for this position is commensurate with the level of relevant experience and education. **Health & Wellness Benefits (Subject to Eligibility Requirements)** - Minimum 4 Weeks of Paid Time Off (PTO) - 11 Paid Holidays - Medical, Dental, and Vision Insurance - Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts - Company provided Live, AD&D, and Disability Insurance with supplementation options - 401(k) plan with discretionary company match and profit sharing - Discretionary annual bonus and employee referral incentives - Employee Assistance Program (EAP) - Tuition Reimbursement Program - Spanish Communication Assistant Program Incentive - Employee Banking Products **Summary** - Manages the day-to-day activities of the branch with regard to personnel; internal sales and service; security; daily operations; and compliance with applicable regulations, policies, and procedures. Responsible for collaborating and coaching branch personnel to provide the highest level of customer service and effective promoting and selling of products and services; for the generation and maintenance of retail loans to consumer and small business clients; and ensuring that retail loans are in compliance with the bank’s policies, procedures, and applicable laws and regulations. **Essential Duties and Responsibilities** - Directly supervising the Universal Bankers at the assigned Branch. Responsible for daily work schedules, hiring, training, cross-training, goal setting and development, performance evaluation and disciplinary counseling of this staff. - Managing customer relationships, handling customer problems and complaints, resolving issues to improve overall service to bank customers. - Instilling a sales culture through consistent training and development of employees - Reviewing and approving the daily overdraft report. - Monitoring branch operations and profitability. Helping attain internal performance objectives for branch business volume, deposit and loan growth and monitoring branch budget to include income and expense control - Managing promotional campaigns and product initiatives for the assigned branch. - Consistently developing employees to prepare for career advancement. - Actively involving the branch in the community - Monitoring documentation for new account openings, wire transfers, etc. - Interviewing retail loan applicants to determine their needs and advise them of various credit products. Requesting specific information necessary for loan underwriting. - Taking applications for Consumer Loan products; recommending the best product to meet the customer’s needs, discussing rates, and payment schedules - Analyzing the creditworthiness of the customer by pulling credit reports, ordering appraisals, analyzing collateral, and applying sound lending practices and procedures as outlined in the Sturm Bank Group Credit Manual. - Conducting loan closings, including the review of documents, repayment schedules, insurance and lien holder requirements, method of payment, and cross-selling of bank products and services. - Presenting the loan to appropriat…