Automotive Finance & Insurance Consultant

With an exceptional legacy passed on from its predecessors spanning all the way back to 1933, the LeadCar Honda Hamburg team brings a proven track record combined with an unmatched reputation for quality in the local Hamburg, PA area, and greater central Pennsylvania market areas. If you are ready to take your career to the next level, we are looking for an Automotive Finance & Insurance Consultant to join our team. Apply today! To learn more about our company, please visit https://leadcarhondahamburg.com/careers/. **What We Offer – Benefits:** - Health Insurance - Dental Insurance - Vision Insurance - Supplemental Benefit Insurance, including Life Insurance, Short- and Long-Term Disability Insurance, Accident Insurance and more! - 401(K) Retirement Plan - Paid Time Off - Paid Holidays - Employee Discounts - Employee Referral Program - Continued training through the Company and our manufacturer **Job Summary:** The Automotive Finance and Insurance Consultant is responsible for providing exceptional customer service while helping customers choose products that protect their vehicle purchase. Produces additional revenue for the Company by selling finance programs and other appropriate after-sale items to new- and used-vehicle customers. This individual works with lenders to obtain financing approval and completes all vehicle purchase and associated paperwork accurately and on time. The Automotive Finance and Insurance Consultant is responsible for following up on and collecting receivables. **Essential Duties and Responsibilities:** - Greet customers in a friendly and professional manner. - Help customers choose protection packages for their vehicle by presenting all products and their benefits. - Ensure financing for customers by building professional relationships with lenders and working with them to get the best financing available for our customers. - Process all transaction paperwork and ensures it is accurate and meets the needs of the office, federal and state specific Department of Motor Vehicles (DMV) and lender requirements. - Track deal receivables and follow-up on outstanding items to ensure collection of all money and bank stipulations for contract funding. - Interact with sales team and sales managers to ensure transactions are completed accurately and to the customer’s satisfaction. - Follow-up with customers as courtesy reminder for purchased products requiring customer action (ex. Protective coating applied). - Assist sales team with customer engagement in the sales department during peak traffic times. - Obtain all appropriate licensing within 90 days from date of hire. Monitors “Red Flag Rules” and maintains Company compliance. - Ensures compliance with cash reporting requirements and manufacturer incentive programs. Provides customers with thorough explanation of aftermarket products and extended warranties. Converts cash deals to finance. - Processes finance and lease deals accurately and fairly through financial sources to secure approval. Conducts business in an ethical and professional manner. - Understands and complies with federal, state, and local regulations that affect the new- and used-vehicle and finance departments. - Completes paperwork necessary for vehicle sales and leases in a timely and efficient manner. - Checks all paperwork for correct title, lien information, taxes, etc., before forwarding to the accounting department. - Provides customers with complete explanation of manufacturer and Company service procedures and policies. - Sets up and maintains a program which will ensure 100 percent turnover from sales to finance. - Provides sales team and General Manager with current information about finance and lease programs continually. - Works with the General Manager to secure a reasonable profit from every sale. Ensures collection of all finance and insurance fees. - Takes credit applications directly from the customer as needed. Handles all rate quotations. - Develops and monitors guidelin…