Architect - Backend

About Payoneer Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories. By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence. We’re looking for an Architect who is a tech-enthusiast with a drive for excellence, and an out-of-the-box mindset to satisfy business needs in a complex payment solution environment. Location : Gurgaon-India Hybrid - Full-time What You’ll Do You will be a core member of the Cloud Modernization initiative, a high-impact engineering function responsible for transforming our technology backbone into a modern, cloud-native platform, while also accelerating how we use AI to improve engineering velocity, reliability, and customer outcomes by enabling safe, governed adoption of GenAI, building agentic systems, and embedding AI-assisted capabilities into our platforms and workflows. You will operate at the intersection of cloud architecture and enterprise modernization, leading critical initiatives to migrate, modernize, and re-architect legacy platforms into scalable, secure, and highly automated cloud-native systems. You will introduce AI-enabled capabilities to solve engineering and business problems by identifying high-value use cases, enabling AI adoption and AI-led development practices across teams, and delivering measurable outcomes. You will build and ship agentic systems that can plan, execute, and collaborate with humans safely with robust controls, and help build core AI capabilities to scale adoption. You will lead initiatives from a technical front, defining target architectures, establishing modernization patterns, and driving execution across engineering teams. You will design and implement cloud-native solutions, modern infrastructure platforms, and secure cloud environments that can support global-scale workloads. This role operates in a mission-driven model, where you will engage with multiple teams to accelerate modernization, unblock critical initiatives, and establish patterns and platforms that can be adopted broadly across the organization. You will work closely with architecture, platform, infrastructure, security, and product teams to modernize legacy systems, migrate databases and applications to the cloud, introduce modern DevOps and platform engineering practices, and raise the overall cloud maturity of the organization. Your work will directly shape the company’s future cloud platform and engineering velocity. Who You Are You are a seasoned Cloud and Modernization Architect with a strong sense of ownership and accountability. You are comfortable operating in complex enterprise environments and driving large-scale transformation initiatives. You also have a strong point of view on practical AI adoption. You can translate real engineering pain points into AI-enabled solutions, select the right patterns and ship systems with strong evaluation, observability, and governance. You bring deep expertise across cloud platforms, infrastructure, databases, and DevOps, and can translate legacy architectures into modern, scalable, and cloud-native systems. You balance long-term architectural vision with pragmatic execution and understand how to modernize systems safely and incrementally. You embrace change and continuously adapt to evolving technologies, architectures, and organizational needs. You are proactive, curious, and comfortable making architectural decisions in ambiguous environments. You thrive in cross-team environments and influence teams thro…