Ag/Commercial Banker - Grinnell, KS

**Position: Ag Commercial Banker** **Department: Commercial Lending** **Location: Grinnell, KS (On-Site)** **Job Type: Full-Time/Salary** *Jump start your career at **Equity Bank**! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At **Equity Bank** we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.* **Responsibilities and Expectations** **Key Responsibilities** **Customer Service** - Manage and service commercial customer relationships as assigned - Enhance client relationships through regular contact, providing a high level of customer service and demonstrating and understanding for their business and risk profile - Retain clients with acceptable risk profiles - Demonstrate an understanding, concurrence and commitment to bank policies and procedures when managing client relationships **Productivity** - Meet or exceed loan, fee income and deposit growth goals as agreed and assigned annually - Monitor market conditions and competitor impacts in order to maintain competitive and profitable relationships - Develop and maintain comprehensive knowledge of all commercial products including loans, treasury management, trade service products and deposits to facilitate cross-selling and enhance the client experience - Demonstrate a strong understanding and working knowledge of loan documentation in order to mitigate risk to the bank - Maintain and monitor annual personal plan for growth goals and objectives - Maintains an active calling program for new business development which includes proper planning **Profitability** - Demonstrate effective behavior in maximizing customer profitability to meet EPS hurdles as defined by the bank annually - Meet or exceed the financial goals set by the bank annually. Specifically, to optimize loan pricing, fee income, and deposit rates - Action oriented driving to deliver results that meet or exceed financial goals set for the individual and the bank **Credit Quality/Credit Administration** - Maintain acceptable levels of delinquencies/past dues, non-performing loans and criticized/classified assets as defined by the bank annually - Demonstrate strong credit skills in analyzing credit risk within the under-writing process. Gather complete and adequate facts/information needed to understand and assess risk, while meeting deadlines as assigned - Communicate potential credit downgrades in a timely and effective manner - Maintain credit and documentation exceptions within acceptable standards as defined and set by the bank annually **Quality of Work** - Demonstrate consistent quality of work product within the context of ongoing credit analysis and risk management - Exhibits solid time management skills, organization, planning and priority setting in carrying out day-to-day responsibilities for customer management and business development - Demonstrate sound business acumen and technical knowledge for underwriting and ongoing risk management - Exhibit strong problem-solving skills by providing effective solutions; look beyond the obvious. **Interpersonal Skills/Cooperation** - Exhibit strong interpersonal skills to include a cooperative spirit, positive attitude in all interpersonal relationships with co-workers, managers, and subordinates - Contribute to a professional working environment with respect to individual roles and responsibilities. Communicate problems and concerns in a respectful and constructive way - Demonstrate respect and observe rules and act in ethical manner - Build rapport with customers through approachability and a dedication to meeting their expectations and requirements **R…